Policy Administration System

Providing an innovative insurance technology platform to automate the entire lifecycle for any insurance product programs.


For more than 10 years, InsurIQ has been in the business of providing a comprehensive platform with a specialty for accident and health product providers.  The Policy Administration System (PAS) was designed for the cloud from the start and today offers a complete insurance servicing suite that supports the entire insurance policy ecosystem and reinsurance.

  • A&H Policy Admin System
  • Accident Insurance Policy Admin
  • Travel Insurance Admin
  • Specialty Insurance Policy Admin



InsurIQ’s PAS enables a digital experience throughout the entire distribution and policy lifecycle by connecting the key stakeholders. The automation of critical workflows such as submission, underwriting, rate, quoting, bind, issuance, billing, and commissioning in the evolving distribution system within a single solution for insurance and reinsurance sets PAS apart from all others.

With relationship management and automation tools built-in, real-time distribution partner, and client access portals, PAS empowers our clients to enhance their customer and partner relationships to achieve significant efficiencies as they better manage their business.

PAS streamlines collaboration and increases productivity across the insurance ecosystem for retail agencies, wholesalers, networks, alliances, aggregators, clusters, program managers, MGAs, and carriers.

This single platform streamlines collaboration and increases productivity across the insurance ecosystem for any lines of business, programs, employee benefits, and other insurance products or reinsurance contracts.

PAS delivers comprehensive functionality, scalability, and security that meet the needs of all-size organizations. Benefits of the platform for our clients include:

It’s All in the Cloud

PAS is offered as SaaS that runs in the InsurIQ’s Private Cloud as well as Microsoft Azure. With best-in-class datacenters for our primary and disaster recovery sites, your data will be secure and your software current.

Our cloud implements a single-tenant approach on the database level, which means your data is completely isolated from other customers. InsurIQ takes care of server maintenance, deploys regular updates that enhance functionality and security of the platform, and offers 99.9% availability. We proactively monitor cloud services, perform regular security audits, and are SOC 2-certified. Our continuous integration and continuous delivery pipeline allow us to deploy application enhancements quickly and efficiently across multiple cloud environments, from development to test to production.

APIs and Integrations

InsurIQ’s Enterprise Application Integration (IQEAPI) is an open API that allows clients to integrate PAS with other business systems and create complex orchestrations across the enterprise. Our APIs are based on open standards, such as REST protocol, OAuth2 authentication, XML, or JSON payloads, so cross-platform compatibility is built-in.

Customers who license IQEAPI can create multiple API keys with customized functionality to support different integrations. In addition, our open API includes IP address security and unique credentials for each API key.

Enhanced Security

InsurIQ’s enhanced security includes a suite of services, such as Database Encryption, Email Encryption, IP Filtering, as well as the provision of additional Accounting Controls, all designed to strengthen and protect your organization against cyber threats.

In our increasingly connected world, customers can be confident in the security of our platform and the information stored therein. InsurIQ performs ongoing security audits of the service environment and internal controls utilized to support the PAS application (performed by an independent auditing firm). With enhanced security, your organization will have access to review our SOC 2 Type 2 Audit Report, issued on an annual basis by our auditing firm.

Data Warehouse

With an optional data warehouse, you can gain access to organization data as well as data from the general ledger, employees, carriers, retail agents, insured, policies, and financial transactions. Connect the Data Warehouse with the reporting tool of your choice, and you will have an even bigger picture of your organization.

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